Stretching Your Dollars
By: Smile Elite
September 15, 2023
Bulk buying, discount prices, competitions, cheap meals

In today's environment of increasing living costs, every dollar counts. While balancing the family budget, people are turning to bulk buying, discount pricing, rewards programs and competitions for an added boost to the pocket. These alternatives can offer a range of perks to assist with the cost of living. And let’s face it - we all like to win!

Leading the trend in the bulk-buying landscape is Costco a bulk buy mega warehouse. They charge a $65 annual fee for base membership. Costco shoppers can secure significant savings, particularly for larger families, or families that want to pool together, with bulk pack discounts on offer. Everything from groceries, meat, fish, vegetables, toiletries, vitamins, clothing, electrical and so much more! If you have never experienced Costco, it’s well worth the trip for the added savings on offer.

Executive Members earn an annual 2% Reward (up to $1,000) on qualified Costco purchases. Terms, conditions, and exclusions apply. The Executive Membership upgrade fee is an additional $65 a year for Business or Gold Star Members.

Aldi has been in Australia for many years, and with their genuine reduced prices all year round, they offer significant savings on most items. Aldi’s everyday low prices make them highly competitive. So, if you have not tried Aldi, and you are not brand committed, give them a test run with your next shop and compare your docket at checkout against the other major supermarkets.

If you are a dedicated Woolworths or Coles shopper, then join their rewards programs, so you get some discounts and offers. And look to the home brands for better value.

Consciously using your card on every shop will see points add up towards redemptions.

As we mentioned in our March blog, as day-to-day living costs surge, loyalty program redemptions have steadily increased.

With Everyday Rewards, get $10 off a future shop, or 1000 Qantas Points for every 2000 Everyday Rewards points. There's also Everyday Extra,  a paid extension costing $7/month or $70/year, which amplifies the benefits to include:

- Double points at Woolworths and Big W

- Everyday Rewards points and boosters, $10 off a future shop or 1000 Qantas Points for every 2000 Everyday Rewards points

- Monthly 10% discount on one shopping trip at Woolworths and Big W (max $50 off each store).

- Subscriber-only offers like free products and points boosters

E.g., A family with a $500 spent in one shop would get $50 off for a $7.00 investment per month, a saving of $43 - a significant return on investment. And you can get the equivalent at Big W.

Flybuys and Coles

Flybuys lets you use points for money off your shop, a getaway with Velocity, or Flybuys travel, gift cards, or items from their Rewards Store. 2000 points equals $10. You can collect points at various retailers including Coles, Kmart, Target, and Bunnings Warehouse.

With loyalty points, it is important to always shop wisely with the competitors, by comparing prices across store. And don’t spend just to
get points!

Cheap Meals

With many of us on a tight budget, the luxury of eating out has been forgotten. Why not pay the small fee to join your local club, where cheaper meals and drinks are offered to members. This still gives you the opportunity to treat the family, at a reduced cost.


Another way to get some extras is through competitions, particularly those with no entry cost. Free competitions come with a slew of
potential benefits, including various rewards and advantages. Remember, always read the terms and conditions.

Cash and Gift Cards

Cash and eftpos gift card competitions are particularly appealing right now. Eftpos cards can be used for groceries, fuel, and other essentials, offering immediate financial relief. Why not check out our “It’s on the House” competition with eftpos cards up for grabs. This is exclusive to agents powered by Smile Elite. $1000, $250 or $100 could be a great bonus coming up to Christmas!

Goods and Services Competitions offering free products, like electronics, household goods, cars, or free services like car maintenance, home improvements, etc can offset existing expenses by replacing out-of-pocket costs. Or prizes can even be sold for extra cash.

Entertainment and Trips

Competitions offering trips, concerts, or other luxury experiences can provide free leisure activities that you might not otherwise be able to afford now.

A Boost for Small Businesses/Freelancers

Competitions often give away software or tech solutions that could be helpful for those running a small business or freelancing. Some
competitions offer exposure as a part of the prize, which can also be beneficial. For creative or professional competitions, the work you produce can often be added to your portfolio, showcasing your talents to future employers or clients.

Academic Competitions

Academic competitions might offer scholarships, or educational resources, such as books, and courses as prizes. These could provide an opportunity to not only ease the cost of education expenses but enhance skill levels.

Psychological Benefits

Winning the prize itself may not only alleviate financial stress but can also boost morale and self-esteem which is invaluable during trying times. A small investment in participation time, can offer surprising returns.

In conclusion, whether it is bulk-buying, discount prices, loyalty programs, competitions, or the meal at the local RSL, always align these to fit your lifestyle and spending habits.

Acknowledgments: Everyday Rewards, Flybuys, Woolworths, Coles, Costco